Garage Insurance 101: What is Employers Liability Insurance?

Welcome back to Collision Select—a place for news, safety tips, and updates specifically geared toward the repair and auto body shop industry. This week, we are here to dive into another frequently asked question. As your trusted garage insurance provider, we make it a point to try and answer your burning questions. Let’s take a look at this blog’s topic…

Question: What is employers liability insurance?

Answer: Employers liability insurance is designed to protect your auto body shop by insuring against all lawsuits that are due to employment-related injuries and/or illnesses. It is important to know that these types of lawsuits may not only stem from an employee in your shop, but even their family members, relatives, or third parties.

The best part about this type of policy is that it can protect both you AND your employees at the same time. If something unexpected happens on the job, the employee will have protection in place. On the employer side of things, it will protect you from financial ruin due to lawsuits that could stem from these unexpected times. It may provide the following coverage:

  • Employee medical expenses
  • Disability
  • Lost employee wages
  • Support payments to dependents
  • Funeral expenses
  • And more…

At Wolpert Insurance, we offer the most comprehensive employers liability insurance solutions in New England. If you are ready to learn more about this important policy, please give us a call at 800-299-6819 or take a moment to fill out the free quote form on this page. We would be pleased to discuss this type of coverage with you. After all, it is our goal to provide, educate, and protect!