If you are working in an auto body and repair shop on a daily basis, you understand the importance of recognizing risks. For business owners, it is crucial to look into the proper garage insurance to stay protected from potential threats and dangers. However, it takes much more than a policy to stay safe on the job.
Last week, we discussed safety from hazardous and toxic substances. However, these are not the only issues that employees in the auto body and repair shop business will face. Welding, cutting, and brazing are among the variety of hazardous activities in the workplace. Not only do these activities pose a physical safety risk, but health as well. According to The United Sates Department of Labor, “the risk from fatal injuries alone is more than four deaths per thousand workers over a working lifetime.”
There are a variety of health and safety hazards to be aware of when welding, cutting and brazing, including: exposure to metal fume, exposure to UV radiation, burns, eye damage, electrical shock, cuts, crushes toes and finger, and more. The best way to protect you and your workers from these potential risks is to follow proper procedures, work in a well-ventilated area and wear the correct protective equipment.
While your garage may be equipped and ready for the worst case scenario, that does not mean you will be able to avoid every possible risk. One of the best solutions? Staying covered with garage insurance. This policy will be able to protect your business from top to bottom, unlike a typical business insurance policy. We have designed this coverage to fit your garage’s specific needs, with policies such as employer’s liability insurance, discounted workers compensation, auto insurance, umbrella insurance and much more. If you are interested in putting your workers and company first, be sure to speak with us at Wolpert Insurance. We would be happy to supply you with a free quote!